If your lender is requiring two, that sounds like that's their rule. 

(It sounds like you might have done that already) If you have a realtor in that market maybe ask them what the comps are for your unit to make sure it's not higher than you expect.

Sounds like their combined income likely beats your other tenants.Your gut is probably your best bet and you need to go with it. 

Sounds good but what’s their reputation as well?   

It sounds like you know how to avoid this in the future, so what to do with the situation at hand?

I don't like AI descriptions (sorry @Andrew Steffens).They look and sound completely like it was written by a bot, which it was.I like to write my own copy for listings and I respond directly to all guests, inquiries and issues.

It also sounds like you may be stuck in analysis paralysis, or you are just looking for that perfect property.

Prioritize tackling critical issues and beefing up security to keep your property safe and sound.

It sounds like you are just talking accounting, not title work.A lot probably depends on how you have your banking set up.

Sounds like you have a plan to consult with some brokers and expose it to the open market.