The loan does need to be secured by the property being improved if we are talking about a personal residence and personal itemized deductions on Schedule A.

I am curious as to if anyone is aware of any first time home buyers programs for buying the first Primary Residence.

A well written management contract should clearly spell out what is expected of both the PMC and the owner, to PROTECT both and avoid misunderstandings.

My problem is Form 3115 and the -4 election (I think) because I want/need to aggregate my properties but also "pay myself" for one of these for use in my Property Management LLC that leases from me and uses the home as a Recovery Residence(housing only/no services provided)Is there anyone that has experince or would be able to point me in the right direction toward someone who can wrpa up these two issues on my taxes?

The changes ensure both buyers and agents are protected, but also the sellers.Compensation: Buyer agent compensation has always been negotiable, but the recent updates encourage even more flexibility.

Investment Info:Single-family residence other investment.

It has to be your primary residence to be able to use your VA loan.

Lastly, you won't be able to HELOC (or any cash-out equity) and 2-4 unit property in TX while it is still your primary residence.

If you feel ambitious, you could try a BRRR strategy adding additional equity to the subject home and then taking equity out of it to pay off either the HELOC or if you decided to the refinance the primary residence. 

Congrats on orthodontic residency, though I know residency will be time consuming as well.