Having a 24 month term on the front end will also make my job easier doing the take-out loan when it's time to refinance into permanent debt, because there's room in there for a full year of tax returns to have been done in the middle (if your exit plan is to sell, it'll also make it easier on your buyer who will presumably be willing to pay a higher price if they can get an A-paper good mortgage).Ask for a 24 month term, tell your contractor you want it done in a year (and make it financially worth their while if they can pull it off), internally/mentally plan on 18 months, and I'm putting you on notice now to do your tax returns on time, rather than extending them (don't fight me on this, please just do it).Trying to get a renovation mortgage like this for only 1 point is likely a waste of your time, but if you want to ask, after you've secured the above as a 'done deal,' go for it, can't hurt. 

You can ask for the papers verifying the service dog.  

Others aren't worth the paper they are printed on. 2-3 years to fill is a number that you'd use for a market that has existing demand. 

The numbers in these neighborhoods look really good on paper but in reality I'm wanting to get out of them.

On paper this may look like an obvious solution, however, in practice it can cause more challenges (cost) than it saves for most situations.

First, I am not an attorney and don't play one on television.A verbal agreement isn't worth the paper its not written on.

To combine the two into a land purchase and construction loan you need to demonstrate on paper exactly what you plan to build and that the planning desk allows this without a conditional use permit/hearings/delays/neighbor complaints tying you up to wait 24 months to start.

Unless the law or the lease requires the notice to be paper mailed, I don't see any way it would be ruled in your favor.

It looked good on paper to have most units rented but now I need to get them evicted.

Be cautious of properties that look too good on paper.