Hello Everyone,I was talking to an investor in regards to financing and his suggestion was to get a 500k loan to put towards all current debt, but wasn't sure all the factors that may be implicated with going this route.My current portfolio has 2 properties (1 LTR, 1 MTR = 370k), and current debts: HELOC at 54k and a vehicle at 40k. 

Factors such as competition, food trends, lack of management, ingress etc, can close these stores. 

Honestly, the proper strategy at this moment would depend on a few factors that would be a bit difficult to get into on this board.

Listened to @Dave Meyer's great interview with @James Dainard this week and it's got me thinking about zoning. I've always found zoning fascinating. Personally I have thought buying in mixed use zoning could be an int...

Unfortunately most have made lifestyle changes relying on checks that will never be cashed but can't fault the inexperienced investors with the amount of materials online, social media etc. where coaches, mentors and gurus share the ease in which they generated massive wealth in these neighborhoods.

That will give you a better idea of your true interest rate factoring the closing fees. 

I don't think your mortgage factors in at all. 

I'm wondering how a lender factors these rental properties in to my ability to get a  personal HELOC? 

Deciding whether to hire a property manager depends on several factors, including:Your Availability: Do you have the time to manage tenants, maintenance, and legal issues on top of your existing responsibilities?

If you’re looking to scale quickly, this could become a limiting factor.