But they are slowly decreasing from the fast spike, as the market tries to make sense of rhetoric (100% tariffs on BRICS countries) vs understanding what the actual policy is. 

@Makan A Tabrizi Check with your insurance as I’m not allowed to have gas stoves or ovens.

The reality is we'll likely face the hardships of a (significant) decrease in spending and overall policy will be prohibitive at first.Feel like things will go 2 step backwards, 1 step forward.

Much of Florida is in a similar boat, especially since insurance has 2-3x in the past 2-5 years.

However, many lenders and insurance companies are tightening restrictions and premiums for these types of properties.

This is why you have insurance, and use LLC protections.

As expenses fluctuate (property taxes, insurance, maintenance items, etc), the cash flow will be up and down and unreliable.

You need to carry a special type of health insurance, not the traditional kind.

If this is not available then we have done demo and just removed the structure.Sidenote for people who see the title: Do not burn down a house on purpose for insurance reasons.....That is called fraud and is criminal :) 

Insurance is the FIRST line of defense.