Does anyone know if there is a way to request an increase higher than 3.5% due to all of these capital improvements done on the home?

This time, things started to improve.

A cash-out refinance can reduce your credit utilization and improve your credit score.

I beleive there is always a way to improve relationships and often times that involves some give and take.  

Understanding which industries are thriving in your local market can help you identify lucrative locations.Infrastructure and Development: Look for regions undergoing infrastructure improvements, as these tend to spur real estate appreciation and rental demand.

Just obtained my first LTR and did a mild flip to improve some cosmetics.

Immediately started making minor improvements, due to hurricane season decided to remove one tree and trim a huge oak tree at the other location. 

I was looking at pipe farms  IE completed subdivisions in Henry county for 1k per lot.. thats 1k per lot  100 lot project for 100k heck it cost 30k a lot just to do the improvements..

To improve cash flow, you should increase the down payment, explore properties with value-add potential, and consider creative financing options.

Built in 1982 and renovated in 2020, the property has recently undergone extensive capital improvements.