I know sometimes no matter what everything just isn't for everyone however if you stick to quality service you'll hit the goal more times than not.

This normally would not be an issue but the cost of the water/sewer is extremely high in this area and specifically because the meter is a one inch, the costs are much higher than a normal 3/4 inch on a non-duplex. 

NAR Says - Existing home sales fall to lowest level in nearly 30 years and Median housing prices rose to a record high"The National Association of Realtors released data that showed existing home sales declined to the lowest level since 1995 last year, with 4.06 million homes sold on an annual basis.Meanwhile, the median home price median home price rose to a record high of $407,500 in 2024."

I would highly recommend moving your tenants to a PM software where you can screen tenants, collect rent, etc. 

If you have a high 7 rate then it might be beneficial in the long run to pay it down if you don't want to put it in a 4% savings account or CD.  

I am a complete rookie zero experience, zero properties and highly determined to get into multi-family investing.

In high barrier markets, rents have gotten stronger but not the double digit growth we had seen, which was an anomaly.  

North Park buyers might love a historic Craftsman with modern touches, while La Jolla buyers want high-end finishes and panoramic views.

I invest almost exclusively internationally but I would generally never invest in long-term rentals, unless the rentability is very high, which it almost never is.6.

It gets quite cold here and power bills can be pretty high.