Also, most rentals are more about function than form.

You can learn something from every Guru Program but no program will teach you everything you need to know.

Research down payment assistance programs, partner with others, and consider house hacking.

@Nayeem Khan there is a local insurance program that combines both a vacant policy with a builders risk policy, avoiding the starting and stopping of multiple policies. 

Another route would be a home equity loan, which functions like a second mortgage, providing you with a lump sum at a fixed rate and payments.Each option depends on your goals and the terms offered, so it's important to evaluate which fits your situation best.

Ask about their training programs, especially around investment-focused transactions, and find out if they offer mentoring opportunities.

The next buyer brought in an engineer who had over 20 years experience with older residential homes in Denver and said, "yeah, it's not perfect and certainly not to current code but it will likely continue to function as it has for the past 80 years."

Brokers also tend to have a much deeper product line up as they are offering the loan programs of many lenders, so they shop for the best terms and rates for their borrowers. 

(we created a construction rescue program as a result of this) We provide excellent incentives for our investors,including locking in long term debt at 3.75 % through our in-house financing program. 2 years free property management as well.

Hey Nick, yep already said but if you can't qualify based on your wife's income alone then a bank statement program is the most common for business owners when the taxes might not average what they're looking for.