I've found some lenders that will go up to 80% sometimes, but I think your best bet might be a government-backed loan if you want such a high LTV ratio.

As a veteran, Navy Federal has decent investment product rates though you may look into. 

A ban on new ST rentals in the places where they'd be the most profitable (Lisbon, Porto, the Algarve and the coasts) was enacted by the previous government.

As for personal information:"In order to transact funds through Innago and access many other features, federal regulations require that we identify you as the owner of the account.

Or you can create a separate operating agreement to govern both. 

I heard about a condo construction that was stopped by the government because they built more floors than approved.

Eventually, the affordability gap will close as prices here moderate and hopefully our state government can come up with some insurance crisis solutions.

Our government and Federal Reserve must let our economy free fall so our free economy system will self correct.  

But this space is changing rapidly and in jurisdictions like San Jose where housing is scare, expensive and government entities are motivated to do something about it, I predict we'll see appreciation and other key metrics play out in favor of properties with ADUs in the near future.

Empires are tough to acquire and tougher to govern.