One of the major elements of this, which we have not yet discussed in this thread, is his attitude on capital gains taxes.

I've read that previously love letters were the #2 decision-making element in an offer, after cash.

So even elements that don’t appear damaged can be contaminated.

No one in my network as used it yet - but I know they're expanding slowly and quietly, so there has to be an element of traction or longer term vision in mind for Glenn Kelman. 

Wood is going to be constantly exposed to the elements… unless I’m missing something what I saw in your photos doesn’t look that bad.

If not, I think I would at least do that and put the trust in the environmental experts.

People will argue the pros and cons of this method, but it's the most important element of the business.

It is likely that the Subfloor is a common element meaning that it is the Associations responsibility and their insurer. 

It is that continuity and stability are vital elements of any neighborhood’s social health.

It almost feels like I am out trying to get a loan;(   Ultimately, I am the customer and it is been a great experience when treated like one, I am pretty sure that since I am paying all the fees, points, environmental, appraisals- this puts me the position of "Customer"  most banks do not realize this and instead treat you like they are doing you a favor for even letting you apply.