A person living independently or a group of persons living as a single household unit using housekeeping facilities in common, but not to include more than three persons who are unrelated by blood, marriage, adoption, or foster-child status, or are not Life Partners.Splitting the building into two 4 bedroom units is not allowed. 

Cost to build- which should be double now, if this property is more than 5 years old., B.  

However, I’ve found that these strategies don’t seem to align with the current real estate market in my country, Pakistan, particularly in Karachi.Here’s an example:A typical 120-square-yard house with 4 bedrooms and 4 bathrooms costs around 106,000k ($270-$300 Rent per month).

The property is 8.1 acres and has a two-bedroom, one-bath broken mobile home that is barely livable.

I would double check and make sure they are a legitimate license lender. 

Last winter, they notified us that there was mold growing in 2 of the bedrooms and condensation forming on the ceilings.

I have found that their sweet spot is after you have flipped 2 properties, as they have a number of programs (Zero Gravity, Double-Double, and standard) that can suit your deal and what you need at that time.Happy to help navigate it if you are needing some help breaking them down.Good luck!

Louis because of the price $60k to $100K usually 3-2 bedrooms and 2-1 bathrooms to put for section 8, but a lot of people said bad things about it that make me scared

I haven't been expanding my business with LMHA since the end of 2016 per my posts above so I don't know exactly what changed, but I expect the outsourcing of inspections to private industry + some executive level leadership + replacement of staff with new faces excited to serve the needs of HUD/Landlords/Those In Need has resulted in an agency I will develop more business with.The HCVP will always be a double edged sword for landlords (See Section 8 Bible discussion) but for now I have discovered it is finally worth the effort to participate in the program.I specialize in Toledo's transition neighborhoods, discounted houses on the edge of nicer areas but also on the edge of trash...the Section 8 program allows me to get long-term tenants who are a good business model provided they are consistently managed and visited/inspected for additional "visitors" (relatives and random dogs/cats) and damage/housekeeping which can destroy a home if left unchecked.You need to know the rules, repair and renovate for long-term durability, prepare for inspections thoroughly and keep a team of contractors who will hold those standards...after 8 years we have been through a hundred inspections.

I am looking to start shopping for landlord insurance for a 3 bedroom house in MT and would love to hear if anyone has some recommendations for insurance companies to start getting quotes from.