That's an important distinction.

the 2nd association it resonates is the highly consumption-driven society we live in. in my area (coastal, urban southern california) i'm surrounded by 2 distinct lifestyles. there's the majority: seems like 95% of the local population who are renters, driving luxury cars, sporting fancy clothes, jewelry, hairdos, etc but obviously living paycheck to paycheck as exemplified by hardly a day somebody or the other is spotted  getting their car repo'ed by a camera crew. the rarer are the landlords, who in this area seem to be of mostly asian demographics (chinese, koreans, japanese) who live obviously very frugally: old 80s model sedan, oldfashion business cloths, always eating simple meal from home, seemingly never splurging $$$ other than into expanding their portfolio), my observance is relatively very few landlords in the area own relatively huge portfolios, each.with the advent of these infomercials and the internet (ie, BP) more and more people want to get a 'piece of the REI pie' and more power to them. there does seem to be this dream of rags to riches and while its ok to dream, do most people actually expect their life to turn around like that, as portrayed in most of the infomercials or even in the everyday setting where the masses living paycheck to paycheck, are spending their last expendable dollars not on depositing into savings acount, but blowing $20 on scratchies etc. in summary, is my observation reminds me of my days when i worked on wall st and the 'ra trace' was so obvious with dime a dozen stock brokers makin 6fig salaries at some point but blowing it on recreational drugs apparently costing thousands of dollars a pop to the point the next week they are broke again and that $ wasnt invested but wasted.  

I'm guessing there are many flavors of this out there, and I'm just hoping to here thoughts on successful language used.  

I would love to hear more of your thoughts on the current cycle, as well as the ins and outs, and ups and downs, of CRE in general.I like the distinction between "normal" and "inferior" goods, for hedging your investment.

An investor-friendly agent can be a great hedge against shenanigans, but agents come in all flavors and sizes.

They can no longer make the spreads like they use while providing a decent yield to their end buyer.You already mentioned disadvantages related to the vertical model but with the horizontal TKP model, there are several distinct disadvantages: 1.Too much control under one roof. 2. 

Not saying you can't charge more, but the more you charge, your loan begins to take on the flavor of a business opportunity more than a loan to a friend.

The only distinctive difference is that instead of a consumer as the seller, you have a bank (investor) as the seller.

@Brian LauchnerYes property in an IRA can be manged by the IRA participant provided he or sh does not receive compensation for doing so.Managing the property is not a sweat equity function which is the key distinction.

Similarly, making unspoken distinctions by promoting a school in one district while keeping silent about the quality of another school can have the same effect.