One other piece of information that will be handy when you call BOA to discuss the loan is the last 4 digits of the seller's SSN.

Since 2004, annual returns averaged around 8 percent and ranged from 7.3 percent to 9 percent, but last decade returns were typically in the low-double digits, the investor said.The fund told investors it followed a "split strike conversion" strategy, which entailed owning stock and buying and selling options to limit downside risk, said the investor, who requested anonymity.Jon Najarian, an acquaintance of Madoff who has traded options for decades, said "Many of us questioned how that strategy could generate those kinds of returns so consistently."

I happen to trade currency instead of stocks for a variety of reasons...BUTI agree that it's good to be involved with RE AND trading.

Shari aren't you worried that 4% would hurt inflation by drastically lowering the value of the dollar in foriegn currency markets

I say do Both...but I actively trade currency and It's kind of nice not to have to deal with people, banks and properties when you are trading ;D I can do much better than 10% per year trading on my own, but there's +'s and -'s with any investment.But I enjoy doing both so I can't see me giving up one to do the other solely.

The impact of this disparity was partly offset bylarge exchange-rate changes resulting from strong appreciation of most majorforeign currencies against the U.S. dollar, which raised the dollar value ofU.S.

It's hard to do that especially when people are overleveraged on the notes with the new manufactured homes - most times the interest rates are higher than most (double digits) .

(Try this its easy and you get food, wax and medicine for free) Every phone, land line or cell, I ever use is a flat rate unlimited plan.I stopped printing and save everything digitally, you can even get digital signatures on your documents though I haven't started using it yet I have been researching it.AND when ever anybody wants me to do something that cost money,seminars,MLMs new gadgets, telemarketing stuff of any kind,I just say no.

Either way, I do not know of any area in the country appreciating at double digit per increments these days. $80k to $90k is well over 10%, which is where my question stemmed from.

removing us from using a worthless fiat currency and a central banking system.