Quote from @Chris Park: The risk of damage increases, but I would be more concerned with the fact she's bringing other men over while her boyfriend is at work, with or without his knowledge.

Aren't you concerned if you install to the very edge of the wall you'll have buckling?

The half-point cut suggests deeper concerns, particularly regarding unemployment.

You just can't change the terms on someone that has already applied.Lower your prices, not your standards.I'm concerned that you want to lower your credit score requirement because that opens you to more risk.

Your conventional options will likely be better and keeping in your personal name is much easier to manage...just my 0.02So a big concern for me is the default liability.

Dangerously misleading title of an otherwise good post."

Thank you so much @Greg O'Brien, I just bookmarked this thread, I stayed up until 2am last night trying to find answers to this, confused by different professional opinions and IRS publications.I'm trying to use STRs (rented out 7 days or less with no substantial services provided in which I materially participate) to reduce my W2 liabilities and my biggest concern was if doing this will trigger Self Employment taxes.If I understood correctly, in this situation I can use depreciation losses as active against other active income (which is what I want).

Financially, the numbers make sense, but I need to have a proper inspection since this is my first home (and I'm going unrepresented) and the house is built in 1915 with some renovations that were clearly done by the investor selling the property rather than a professional.Question: Although  previous owner has owned the property for 3 years and rented to tenants previously, should I be concerned that the legal zoning is only for SFH?

Also, anything can happen at any time so, you will need someone to handle any concerns/issues.

Never invest in any city on this list: The Most Dangerous Cities in America, Ranked.No rent control of any kind: Some states and metro areas have implemented various kinds of rent control.