This assumes that the two units are basically identical.

They see the initial transfer of deed from a person to the trust, but then the change of beneficiary is not publicly visible nor is the beneficiary's identity publicly visible, usually.Remember, however, that the financing is still the responsibility of the people whose names are on the loan - that doesn't change.

Naveen Kumar I Own a property with near identical numbers to what you posted so thought I'd comment.

The original developer of this project built 6 (almost identical) units and now there are 2 more in Pre-Construction, so we are in a unique situation in this deal because currently there are 2 more active listings + active listing of 1 Pre-Construction + 1 Pre-Construction is pending.

Yes, it was nearly identical, but had no garage.  

colleges in town, Vassar and Marist (and Culinary Institute?).

And I'm not sure that you have looked closely enough at the numbers on your Reverse Exchange, or the identity of the property as "vacation."

After I can verify their identity I give them the code to the unit.

Funny enough, someone else made an almost identical post yesterday, but asking for tunkey properties and he was given the same numbers. 

v=2BNfRtb7TgY I've had people try to 'negotiate' away their PMI with me using a BofA quote (I've seen that article you linked many times, it was a great paid advertisement ahem excuse me 'news article' that went viral), and it's always identical to LPMI given the pricing on the day the "no PMI" Loan Estimate was generated.