Use the remaining 10% to treat you (and your loved one) to whatever it can afford, a dinner, an ice cream, a coffee.

The cream rises to the top.  

(In the long run this is much cheaper.)In other apartments, we do the same with SW Navajo White (a light cream beige)But, we are talking SF rentals. 

@Erez Zada I would recommend joining these groups:Coin is holding in person pod meetings- https://www.facebook.com/group...Coree - https://www.centralohioreia.co...Cream facebook group is great way to network with local investors - https://www.facebook.com/group...

.: Quote from @Steve Vaughan: We're all peaches and cream compared to Bob Bowling the cap rate dictator, Thomas S the tenant and property management Nazi and Uncle @Bill Gulley educate the right way or no way.

Compared to what a lot of people on BP are doing in this field, especially the other people you mentioned, I'm the creamiest of cream puffs. 

A basic example would be, “I want to be fit,” but end up eating a tub of ice cream and watching Netflix all day.

As for the ice cream, well, it all depends on your specific situation.

Keep this nugget in mind; the entire '08' crash came from the MBS investment scams being played out of labeling junk as AAA via packaging 4-60% of junk with a sprinkling of AAA kind of like a nice cream-cheese frosting on top of a big cow-pie.

Then a series of body weight exercises and dumbbell work rounds it out for me.As far as intake, I cut out ice cream and bought a Ninja Creami to make my own.