Investment Info:Single-family residence buy & hold investment.

Just wondering, when you say you never put down more than 10% and other other benefits you describe, I'm assuming that's just for a house hack/primary residence?

The property was my primary residence for a decade and now functions as rental unit so I am happy with the purchase overall and it has worked out well.

Then again, if you’re talking about a mortgage on your personal residence, and you live in a state with an unlimited homestead exemption for creditor attachment like Texas or Florida, there’s an asset protection consideration as well.   

.: Quote from @Robin Simon: Do you own your primary residence overseas or have you owned a primary residence prior to going abroad? 

For something more robust, tools like Excel or online calculators from financial planning sites might better suit your needs.Your ROI Formula:ROI = (Net Cash Flow ÷ Total Out-of-Pocket Investment) × 100For your scenario:Net Cash Flow = Annual Rental Income - (Mortgage Payment + 401k Loan Payment + Other Expenses)Total Out-of-Pocket Investment = $40,000 cash + $50,000 loan payments over 5 years.I came across a piece in Bloomberg recently discussing creative financing, and they touched on ROI calculations for multiple loans.Personal anecdote: A buddy of mine leveraged a 401k loan for a fourplex.

Getting the foot in the door with a primary residence is a great way to start.

Do any of these services do a residency search outside this country?

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

FYI--Most condos in Dallas do not allow AirBnB type residency.