You'll need to find a small local bank or credit union that might lend to you.2) Will your grandfather cosign for you to compensate for your lack of a job?

Thanks We typically like to use credit unions.

Look at credit unions if you really want to go that route and if it is local to Austin.

Speak to your local, smaller bank or credit union, preferably a portfolio lender. 

Duane,What not a HELOC at a good rate from your local credit union?

So your homework is to call/contact 10 credit union nearby.

I was never in the Military as you probably recall though I put together a charity with a few other BP members called Aheroshome.org and we gave away a fully rehabbed home in Memphis that Chris Clothier did all the work on and we know the quality of his rehabs etc.

That was the moment my spouse of 30 yrs retired from the military and decided to divorce me with no warning.

*Commercial side of banks and some Credit Unions service their own originations and allow NOO collateral.

I have a VA loan option from when I was in the military I have not used and have the down payment I’d need for our next residence so I don’t necessarily need to sell in order to buy my next house.