@Alex NgThis is an interesting business model, and I don’t think having Section 8 tenants automatically means more issues.

Obviously, based on my relationship with the company, I'm not unbiased, but most people here on BiggerPockets know that I value my reputation above all, and when I agreed to join FTF as an advisor a couple years ago, it was because I was very impressed not only with their business model and underwriting guidelines, but with the CEO (Matt Rodak) and the rest of the management team.I have no requirement to invest my own money on the FTF platform; I do that simply because I like the platform, like the deals that are being funded and find the returns to be nearly as good as the private lending I do, but without all the overhead. 

I asked for a slick opportunity to give my tenants free charging for a year, instead I have been offered the opportunity to improve Blinks business model to apartment owners.   

The only way to make money is to just short these guys if possible lolI read stupid argumentation yesterday by "xyz" that says hey our NOI is increasing 30% ; but what they dont tell you is their DSCR dropped 20% LOL LOL I meant come on... lol it's like flipping one mil house but the price gone down 20% YoY LOLThe fact is the volatility would be stopped only in Q1 2025, so while everyone saying there would be discount, it literally means they are waiting for their peers to file bankruptcy and maybe ask the same LP group to re-invest to the same asset.

Is this model completely wrong?

Just another example of private equity throwing money at bad business model's in our space.  

if you want to show what you put in the model, someone may be able to point out where the problem is...

This allows our machine learning models to provide more accurate rental price suggestions by avoiding less similar locations.While PadStats is currently available in two states and a few other MSAs, adding support for Richmond, VA, would be straightforward.Their revolutionary rental Automated Valuation Model (AVM) considers 23 inputs for each property, using Fannie Mae condition guidelines to score and assess property conditions via AI and computer vision.

That would be a model I could support. 

That is correct @J Scott as my entire business model is based off your books.