I've been interested in it, the cost was pretty high on the Pace Morby one

I have used the same contractor for a few projects, so I'm getting a break on my price but 140k, seems to me, very much on the high side.

Is my thinking correct that homes in highly appreciated areas won't benefit as much from Cost Seg. 

I get FinTech is a high-risk activity, but imagine the industry will consolidate to one or a few strong players.

Splitting the gift across multiple years may reduce immediate tax reporting but requires appraisals, legal documentation and proper structuring.If the house is highly appreciated, holding it for inheritance may be more tax-efficient because the recipient would receive a stepped-up basis to the FMV at the time of your passing, eliminating much of the capital gains tax liability.This post does not create a CPA-Client relationship.

While this is a great and highly motivating goal, most people are either clueless or incorrect in their belief as to what is required to obtain this “lifestyle”.Understanding of the “how to” get there is further obscured by the misleading, and often patently false “pathways” sold by real estate educational MARKETING companies as workshops, upsold to association memberships, upsold to mentorships.

We have worked with them and have had great results. highly recommend

Your credit score is high enough to get something done, but whether or not that delinquency will fly is going to depend on the lender/underwriter.

@Kaaren Hall after seeing your post i called them right away, their fees are extremely high for an HSA that for the most part most people don't have a lot of money in.I max my HSA every year, but if you have a self only plan you can only put about 4k /yr  and if you have some medical bills it's less.they are also very restrictive on taking money out, and no CC to pay the doctor. prior to speaking with them I was extremely excited to see this opportunity you suggested,  but after my conversation I'm no longer...I will look for other options now that I see there may be some, so thanks so much for bringing it up.

Also, providing value to others at a high level will pay off for you in the end if you stick with it.