Apollo, the big RE empire, sells annuities via its fast-growing Athene insurance entity.  

We have a quick and straightforward needs list that can be knocked out fast – allowing investors to focus on their properties rather than the hassle of tracking down and providing infinite documents and files.

. $111 per month savings or $6,660 over the term of the pre pay and it would cost you a little over $5k upfront... so if you keep the loan through the prepay period you profit $1,000 bucksif you keep it the full term it's a savings of around ~$35,000Most DSCR Lenders dont allow rate significant rate buydowns these guys do (Lowest I can go down to 5.999% but that's paying 6 points total) and we're correspondents with them so it would close Lightning Fast...a couple more, this is kind of fun...Lender 4: Ooooh, interesting...L4 - Option 1: 7% with 2 Upfront BUT...

Home owners have not reacted to the down turn in pricing as fast as the new home builders. 

Also remembered to play the long game, the entire southwest of the country will have no water soon and there will be mass migration to the Great Lakes bordering states.https://www.realtor.com/research/top-housing-markets-2024/ I don't like Toledo anymore.Too many out of state investors are here now making the market better than ever.It's frustrating growing the business so much.Preferred snail pace growth like when we first started hehe Aha, congrats to your fast growing business!

The key is having all of your financing set up and being ready to move fast! 

That is how fast things are changing.The more I think about this, the more I realize how deep the impact will be on our job market.

I know 1M seems like a whole lot of money, but you can blow through 1M pretty fast.  

A 4-unit property is a great way to start and scale fast. 

Multi-Family properties are highly sought after in Memphis so they go fast.