To me not even close.Continue this velocity banking process and you will pay off your entire mortgage and HELOC combo in six years and four months.If you had simply made an extra payment of $1,000 a month to your mortgage during this time without utilizing the Velocity Banking strategy and paycheck-parking strategies, it would take you six years and five months to pay off your entire mortgage.

If it looks to be a solid deal then use your knowledge of which expenses should exist and if utilities are in question you can always call the provider.

Utilize the enemy method - like @Bradley Buxton said, take a look at your competition to see how yours compares and make adjustments accordingly

You have to work w/the utility companies so why would that be illegal ?  

Before a walkthrough and before signing a contract is it appropriate to ask the seller of a small multi family for:1.Rent Roll2.Property Tax Bills3.Utility Bills (last 12 months) (landlord pays all utilities)4.Income & Expense Statements (summary)5.Lease Agreements (Sample or Overview)6.Recent Maintenance Records (summary)7.Capital Improvements Summary

Utilize Off-Market DealsOff-market deals are valuable because there’s less competition and potentially better terms: Direct Mail Campaigns: Send targeted mail to owners of distressed, vacant, or inherited properties.

Often the member is committed to completing and utilizing whatever material at the beginning of the program, but after a few weeks or months and life starts happening again, they get pulled back by the gravity of the familiar and stop or don’t apply what was learned.

The house is my mailing address, all the utilities are in my name.

Choose to conduct due diligence in-house, hire a third-party company, or utilize the property management company.

We would be installing a street and double stacking townhome style units on each side.I part I don’t have experience with necessarily is how to better understand infrastructure and site work cost (road, utilities, excavating, etc.