§ 53-244.100(a) provides that “[i]t is unlawful for any person to employ, to compensate, or to appoint as agent a mortgage loan originator unless the person is a licensed loan originator under this Article.†N.C.

It is unlawful for banks to just hold on to funds associated with an ACH transaction past a certain period of time.

Trouble is that most here on BP are unable to cite relevant info regarding this supposed unlawful activity outside of possible brokering violations. 

The other avenue I'm really curious about is if I can take over the bank's unlawful detainer case.  

Regardless of whether they file a homestead or not, there are today over 70,000 Texas residents who owner-occupy their multi-family properties...it appears none of them can take cash out of the free-and-clear property they live in---ridiculous, an unlawful restraint on alienation, a handicap to duplex citizen-owners, and a sad reflection on the intelligence of our Texas legislature and mortgage lobby here. 

Unless, in any state, your vendee objects and slams an unlawful foreclosure/eviction on you and takes you to court over the matter, depends on what the default might be.

However, in some states it is also unlawful to advertise real estate for sale if you have no equitable ownership interest in the property or unless you are in the newspaper business.

This guy had a lawyer contact me telling me it was unlawful for me to hold his security due to motor vehicle damage.

My reading of this makes me think that we would not have to go through with an Unlawful Detainer Hearing and could go straight to having the Sheriff execute the writ of possession with a lockout.

An additional google search by attorney uncovered the February 28th judgement of case number SC12-3727 where Hetsler Mediation and Valuation was prosecuted by the FL State Bar for unlawfully practicing law in the state of FL.