I separately end that paragraph with: “Landlord encourages the use of email for all non-emergency communications or as a follow-up to emergency phone call(s)/message(s).”

Hi Tiffany,I think any homeowner with a decent amount of equity should look into HELOC as an "emergency fund" option.

The exception is if it's an emergency and then we can enter anytime. 

That way you get your trades down and locked in...you know the building officials and all the other details that go into building.Best Wishes and Good Luck.

RoundUp and pre-emergent weed blockers/killers, and landscape fabric under crushed stone or river rock will be your friends for the landscaping work.Trash requires a bit more info.

As a financial planner, I generally recommend clients build up a personal emergency reserve before investing.

I’ve spent my entire life going from crew to crew learning all of the trades, and my father taught me the business side of it in his company.

We see a lot of non-performing notes in the Cook County area and the discounts are tempting but the picture that's emerging is explaining a lot of that.Are investors actively buying at the foreclosure sales?

Game to network and trade notes. 

I'm particularly passionate about Midwest area.Outside of real estate, I enjoy Hiking, fishing, hunting, stock trading, and serving my customers that require plumbing service.Excited to learn and connect with you all!