Is there money to be made by helping people recover their surplus foreclosure funds?

For that, you have to go to the surplus lines market (high risk).  

With no inventory and a surplus of buyers in my area it's not getting any better.

What do you mean by excess or surplus funds?

Claims he has surplus countertops and other materials to improve it.

If you go acquire another property that cash flows, you then have that property being paid off and can use the surplus towards paying off the remaining mortgage on the place you currently live in.

Homeowners insurance is fairly cheap and can be the difference between a net surplus at the end of the year or a deficit.

That leaves us with a surplus of available properties.

If you are buying the material and either installing it yourself or having someone do it, shopping price can shave a few dollars off the project cost but if you find a flooring contractor that will work with you on multiple properties, they can often find it cheaper than you can.The surplus stores include your local Restore (we get a number of things from them and if there is more than one in your area, check them all out as the inventory is different), stores that carry closeouts (Ollies is one in our areas) and as has been mentioned, Facebook and Craiglist.Bottom line is determine what your end goal is for the price versus total installation and see where you come out ahead

What happened to the surplus funds?