@Remington Lyman thanks for the suggestion!

If the numbers aren't there yet, I'd suggest focus on growing your income, look into house hacking as previously suggested, or consider partnering with other investors who can qualify for the loans.

None of the resources indicated the kind of changes to the law as you had suggested.

Thoughts and suggestions or too complex and take the hit on capital gains tax as I sell my rentals?

Any suggestions?  

So, you go over budget FAST.So, your Scope of Work (SOW) MUST be very specific as Mr Perez learned when contractor didn't put in new outlets.To "perfect" your SOW, suggest you walk the property with 3 contractors and ask them what needs to be done.

So that’s what I’ll do as you suggested.

I highly suggest you use our marketplaces to find trusted, investor-friendly team members: Tax Pro finder: https://www.biggerpockets.com/business/finder/tax-and-financ...Lender finder: https://www.biggerpockets.com/business/finder/lendersProperty manager finder (if you go that route and don't self manage): https://www.biggerpockets.com/business/finder/property-manag...

@Dominic Holt , I am happy to review your scenario and suggest changes that could improve your property.

Can I beat inflation.Paying off a mortgage does none of those things.I'd suggest if you are able to pay off a mortgage, you instead use it to buy another "cash flowing" property.