The lender got the escrow company to contact my POA without my consent, and without me reviewing any sort of a closing document to make sure everything looked good on the loan.

Hello experts, I am been reading lots about cold txt/email in Florida, but there are so many bits that I am afraid of trying (opt-in written consent, opt-out, etc). 

Disclosures:-Just as an FYI: You will see in the contract “a unilateral right to assign without requiring the consent of the homeowner,” this is not common language in a transaction, but they will throw something in the contract to that affect -The contract should spell out in detail where all the obligations are.

Revocable vs irrevocable etc 

.§ 591.2 Definitions.For the purposes of this part, the following definitions apply:(b) Due-on-sale clause means a contract provision which authorizes the lender, at its option, to declare immediately due and payable sums secured by the lender's security instrument upon a sale of transfer of all or any part of the real property securing the loan without the lender's prior written consent.

For the City of San Diego the last six weeks, there has been a consentant roughly 250 new listings, and 250 new closings each week.

@Corbin Jones as I mentioned prior the lender made the note with you and I’m certain on the note there is verbiage regarding transferring, assumability etc..So the short answer is NO you cannot transfer the debt obligation to another person or entity without expressed consent from the lender.

We are pretty sure we need a permit to rebuild the fence, even though the City of Atlanta knocked down part of the fence as part of a water and sewer repair project under the active federal consent decree.  

If I sell the property or change ownership without the prior written consent of the lender, the lender has the option to call the loan due in full". 

If they sue, just tell them you will counterclaim that they took down your fence without your consent and sue for damages (I.e the cost of replacing the fence to as-was condition).