My company accepted a tenant with a horrific credit score because we heard her story.

Also do not take documents off the internet, get an attorney to draft documents for you and also always close with a title company. 

The idea is to find a pocket or neighborhood that offers the right combination of estimated ROI and rental demand, giving a balance of cash flow and tenant demand.In my view, this approach provides a more reliable signal of demand than relying solely on pricing adjustments or short-term market trends.

Thank you so much for your insights, I already have a company in mind but if things go south you may hear from me sooner than not.  

I recently moved back to the U.S. after almost two decades working in international development and entrepreneurship across the African continent, from co-founding a tech-enabled logistics company in Ghana to negotiating public-private partnerships for infrastructure investments in Senegal.

I know this is hindsight but when ever you lend money you should get a Lenders title policy and give escrow instructions to the title company that your loan is to be in first position.

IF that is the case full stop - yes you are paying for something called insurance but if you have a claim the company has the right to pretty much deny coverage for having the wrong type of policy.Landlord policies are higher cost but for a reason - there is a different and increased level of risk when the house is not owner occupied.Talk with your agent and get all the details sorted out. 

The mortgage companies usually only require one year.

Then I spoke to a company that does business lines of credit, based on personal FICO scores.

I'm interested in hearing what types of loan products your company offers.