In essence, the DSCR measures the property's cash flow available to cover debt obligations, including the loan's principal and interest payments.How Do DSCR Loans Work?

Let principal paydown and appreciation create wealth, forget $200 per month or whatever.it's what the hedge funds do too.

They will continue to pay me principal and interest for the next 50 months and then pay the remaining principal off at that time. 

Or can I not represent myself and act only as the principal, while disclosing somewhere in the contract that I am licensed? 

While Limited Lodging is a permissible accessory use to Household Living, it is not permissible unless (i) the unit is the primary tenant's principal residence and (ii) the tenant lives in the unit for more than 6 months.

Even if you are cashflow neutral, at 4% appreciation the property is gaining over $20,000 in equity a year, plus the principal paydown which I imagine would be close to another $10k.

I can tell you right now, between using hard money debt as you plan and the inefficiencies of managing the types of markets I suspect you are chasing, you aren't paying down principal either as you will be continually refinancing.

My investment strategy revolves around viewing cash flow as a tool to build reserves for both short and long-term capital expenditures.One key aspect of wealth accumulation in real estate, as you rightly mentioned, is the gradual reduction of your principal mortgage balance by others and the accrual of forced equity and natural equity through market appreciation.I operate Elevation Appraisal in the valley and serve as an agent with Windermere Bozeman.

Promissory Note: - [ ] Principal Amount - [ ] Date - [ ] Payments Schedule - [ ] Interest Rate - [ ] Prepayment Terms - [ ] Default Consequences3.

They continue to pay off the loan, so the principal part of the payment remains on the same trajectory.