Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

Lenders usually determine whether properties are lendable based on the debt service coverage ratio. 

I have been binge listening to The Bigger Pockets podcast for the past few months and have learned a lot so far. 

Based out of Salt Lake City and looking to do multi-state investments in real estate by flipping or renting. 

.- Emerging markets could grant you both.Thats the decision that'll be based upon your comfort zone.

It’s got that Midwest vibe—cheap land, growing demand from remote workers and families—but with less competition and rents still climbing (5-7% yearly in some spots).For a Seattle-based investor, it’s a no-brainer: skip the $700k fixer-upper down the street and grab a passive stake in a rural 12-unit property pumping out cash flow from day one.

I'm also based in California.

I think what helped me was that she saw how much I was educating myself through books/podcasts/mentors, and I was able to show her my analysis on the first property we purchased and "sell" her on it.

Maybe they bring the experience and provide the funds.I don't like any of your options based on I think you are too new to investing in real estate to take on any of those.

We also love podcasts so if any specific episode of the BP shows come to mind let me know!