Karin,I know I’m a bit late to this post, but I’d like to offer some advice for your future investments.

There are a lot of websites that offer the course online, or if you have a college near you, they also typically offer a class that satisfies the pre-licensing requirement.

Quote from @James Wise: Quote from @Bruce Woodruff:  I still find the Forums almost as fun as ever, but I'm just here to have fun and offer advice where I can actually provide any useful help....Lol....Yes, the search feature is not great, but I find that true for most forums....?

Haven’t had a chance to research STR permits in Sac yet but writing offer for a unit today.   

Offer much less than zillow says .

These banks are the OG DSCR lenders and will generally offer the best rates and terms.  

These programs offer options for less money down and in some cases DPA - Down payment assistance.As a banker for over 18+ years I am very skeptical when I hear a new name in the business only because its become tougher to lend with all of the new laws and credit/insurance requirements and regulations.  

There are even ADU grants being offered.

i have made a few offers, and haven't gotten a workable deal yet. 

Double check financing before making an offer.