I have an approved modified work-week flex time too.But, the original poster didn't seem to care to our post, so I'll stop here.

If your income (MAGI - Modified Gross Adjusted Income) exceeds $100K ($50k if single), the deduction is reduced.

Home equity loans can be very dangerous, especially for someone who will be learning to modify past spending habits.

I'll go ahead and modify or cross post this over in the flippers forum.

My 1st is HAMP modified, and doesnt need to be touched....Any other creative ideas out there?

If the loan has been modified, then there needs to be a modification in file.

I modified my values and I'm in Michigan.

There are certain strategies promoted by mentors, coaches, gurus and even attorneys that may spin or modify basic transactions.

I understand Will, you may be right but I'm thinking he is trying to avoid trouble as his loan probably is not in compliance, so it needs to be modified and brought into compliance ....maybe.

On another interesting note, there are some pretty good sized companies that I have come to understand do a QCD as a function of modifying the mortgage (or trial mod).