Down payments on DSCR purchases can be as low as 15% right now, and as you noted, they don’t impact your DTI.

Quote from @DJOPGANG LOWE ELVIS: Hello – My name is Elvis .

Please forward the contact information for any vendors with which you have experience or knowledge who can help exit a low-usage time share. 

While it’s tempting to see the low-interest, self-repayment setup as a win, the key question to ask is whether the opportunity cost justifies the move.

"Master Group", "Winners Circle", or whatever - where they will promise to hold your hand, find you deals, find you money, find you whatever you need - all for the low low price of (in my case) $45,000 for a 2 year membership.  

Lots are just drawn to the low purchase prices, and buy based solely on price. 

Your profile says you are from CA, are you a long distance investor or are you local?  

I believe the one benefits most besides the politicians are those low quality tenants that are hard on units, pay late, rough on the neighbors, etc.

The median home price is also very low nationwide which creates a low barrier to entry.

While you might find a lender offering low down payment options, you'll still need cash reserves for repairs, maintenance, emergency fund (ideally 3-6 months of expenses), etc.