Excellent realtor who also manages rentals here.

Book recommendations and websites are appreciated.

I also have some capital to contribute.Could someone explain how syndications are typically structured, and how are people using Other People's Money (OPM) to build large portfolios with little to no money down?

My husband did 90% of the work himself, only using contractors for large electrical, plumbing, and construction projects.

Judging from your recent posts, you're into syndication, large commercial deals and partnerships.

The most important thing is to know the details of your local program like the back of your hand, then look for loopholes.Just to give you and the other BP'ers a deeper handle on why some TDR programs work and some don't, I just uploaded an excellent study on the topic to my FilePlace at http://www.biggerpockets.com/files/user/ChrisNewma...

It might take a large financial institution with capital for “brainpower” and marketing, and financial and reputation strength to design as well as create a trading market for this type of security. 

They have strong financial stability, excellent credit, and are experienced homeowners.

My income doesn’t show itself as being very high, but I have a relatively large amount of cash to put down.

These questions come to mind for me: Is your credit card limit large enough to fund the purchases and rehabs you are considering?