These regions offer affordable prices for most investors, with homes that are turnkey—either newly constructed or fully renovated, tenant-ready, and with systems that still have 10+ years of life remaining.

Hi, MattThank you for your reply.I need and want $50KProperty Value：$270K~$290KLoan balance：$160KPurchasing a new home or renovation on my primary residence.What is the minimum amount they would lend?

My credit should be the highest allowable also and I shouldn't have problems with approval.Ok, i shopped about 80 lenders (based on Fridays rates, market is closed so no live pricing)Conventional Full Doc loan you would be at 7.875% if you put 20% down (you said what the house was worth, but not your purchase price). 

It is a bit more saturated with buyers and overall sale price of homes are higher.

This active income can help me fund my retirement as well as help me get reimbursement for home office and health care premium while lower my tax liability.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

I'm 53, married with 2 kids less than 17 years old with debt only from purchases on credit cards and my home.

Since you are based in California, do you know of any good CPAs who are geared towards real estate investors ?

Any one of us could give you our two cents on the math of it, but only you can decide if it makes sense based on what your specific goals are. personally, i paid points on my house because my goal was lowest possible monthly payment.

My capital continues to be completely tied up in the property since I'm pretty maxed on my LTV and likely can't unlock any more equity with a HELOC or something like that.The goal of this project was always meant to be a short term exit so I could continue to try and aggressively grow my real estate portfolio, but now it feels like I'm stuck at first based.