Due to my limited income, this could even remove the option of low down payment just for me to see an acceptable mortgage payment. 

I would also recommend hair catchers for the shower drains and sinks. 

After everything was fixed and they listed the unit, apparently they claimed that I was not allowed to have any understanding of who would be renting my home due to potential bias and discrimination (this is the first time I have not been able to view applicants general profile (credit score/occupation(removing any identity markers)), but fine, I let them choose the tenant and so far there hasn't been any issues.

If you ask the manager to justify a fee and he starts hemming and hawing, move on or require them to remove the fee.

. :( Should the work to remove the mold happen asap?

I wish BP removed that metric from its calculator.

I heard that the waiting time for a court trial is 5-6 months and another 2 months for having the sheriff to remove the tenant (only one police office in the whole city of San Diego to execute the writ of possession now).

(removing the down payment variance since you could apply that change in approach to either option as rates go up)Best,David 

The asking was $679k (still is listed as we were in no rush or need to remove it.

Yearly Expenses Amount Amount per month Loan @ $400k $ 25,308 $ 2,109 100k Note 8 years $ 15,192 $ 1,266 Taxes $ 3,700 $ 308 Insurance $ 1,300 $ 108 Snow Removal $ 1,140 $ 95 Maintenance $ 2,000 $ 167 Total $ 48,640 $ 4,053 I would manage it myself.