Nothing wrong with being a bit new - there are options out there for all stages of the game. 

Views, indoor pools, game rooms and proximity to attractions.

Need something to play with, so maybe different market for something new.  

Quote from @Alex Silang: Stop playing around.

Dear Wilkes-Barre-Scranton area, my name is Gabe and I'm relatively new to the real-estate game- but I'm eager to learn.

Hi everyone,This is my first time posting and I had a question regarding DSCR cash out refinancing:Are the DSCR loan amounts calculated strictly on the debt service ratio or does an appraisal come in to play? 

Play with numbers and today interest rates to see if it makes sense for you since you’re locked in with a good low rate.

There is a reason we lenders require "skin in the game" and experience.

If not, it's your word against his.Let's play this out.

Reasoning for asking this is that it could potentially be a beneficial long play on acquiring a property through assumption, and as we go down in interest rates, utilize this monetary benefit to refi as it comes at a mere .5%.