Are you looking to sell some/all of your portfolio by minimizing your tax exposure and be more "maintenance free"? 

I work 11-12 hour shifts, five days a week, in a demanding role, leaving me with little free time.

Best of luck, and feel free to connect if you have more questions.  

Just wanted to mention that the cash out refinance funds are not tax free forever.

I look at all I do for clients for free.. 

This is much lower than the costs associated with refinancing.Benefits of Mortgage RecastingLower Monthly Payments: The most immediate benefit is a reduced monthly payment, which can free up cash for other financial goals.Save on Interest: By reducing your principal balance, you’ll pay less interest over the life of the loan, potentially saving thousands of dollars.No Credit Check or Appraisal: Unlike refinancing, recasting doesn’t require a credit check, income verification, or home appraisal, making it a quicker and simpler process.Keep Your Current Interest Rate: If you have a favorable interest rate on your current loan, recasting allows you to maintain it while still lowering your payments.Drawbacks of Mortgage RecastingRequires a Lump Sum: Not everyone has the cash on hand to make a significant lump sum payment, which can make recasting inaccessible for some homeowners.Doesn’t Shorten Loan Term: While your monthly payments are lower, recasting doesn’t reduce the length of your loan.

If you've been in a similar situation, feel free to file a complaint with the FTC.

There is a lot of gentrification going on un several area which help that quicker appreciation.If you ever have any questions feel free to reach out or send me an email, I enjoy helping other BP members.

You also get 100 free credits on sign up so great if you just need a smaller list done. 

Check out FilePlace, where user-created forms are available for free.