For that reason I built a full-functioning cash flow model taking into account hard money, the mortgage refinance and all relevant operating expenses to assess monthly cash flow.

Sherman, and Denison are growing a lot due to the Texas Instrument chip plant being built there.

This building was built and 1924 and has a lot of old character.

I just use the cash built up in the account to pay for maintenance etc.

The real lesson here is to not include additional amenities built into rent (like Wifi).

This building was built and 1924 and has a lot of old character.

Leveraging debt is our foundation as investors, but paying it down when we can will always open up more opportunities to get creative with out money later on. 

Unfortunately, Texas has a law prohibiting HELOCs on rental properties and I believe they also have a 70-75% max total loans allowed on the property which cuts into the equity I've built and would only allow for me to access 30K which would make it less appealing to go through the process for only 30K.

Some of the features I am looking for (most likely there is not 1 single vendor who has all this built-in, but more of a technology stack that integrates nicely)Would something like propstream, carrot, and kixie be powerful enough to get rolling out the gates and still be efficient in your eyes?

Building credit and a strong foundation are huge accomplishments, and West Palm Beach is an exciting market for house hacking.