To evaluate Real esteate deals for creative financing, start by identifying seller motivations i.e. financial distress, desire for passive income, do they need a downpayment on their next house, etc  and property factors like equity or existing financing terms.

It's hard to say without knowing more about your financial situation (not that you should post that on a public forum).

Then I realized having 2 paid off rentals was the dumbest thing I could do financially. lol.

I may have another year to be influential and I'm trying to set a financial successful path that will create wealth, residual income, suport philanthropy ideas, community help and know when she goes off and have a family of her own, she will be ok.

Strictly analytical speaking you cannot make a financial case for unleveraged investing in real estate.

The sky is the limit once you are financially free!

Seems like you're in a great financial position. 

Interest is 18%.for a total of 30.5k in debt.current financial status:1k emergency fund.1k in reserves outside of that.6 month plan:I'm going to japan in march with my sister so i'm currently reserving my money to do cool things in japan as it was my personal incentive to get my *** into gear and get my life together.after that trip i'm planning to tackle my debt in order of highest interest rate to lowest interest rate.I believe i can comfortable put 2500 a month into my finances. so i expect to be able to be debt free roughly a year from march.After that: im planning on parking my money into the smp 500 to help it grow until i have enough money for a downpayment on a duplex to a quadplex and doing the houshacking strategy yall talk about.

I'm also an IU grad and hit financial independence last year (after 18 years of investing and saving).

Due Diligence: Investigate the MSO’s financial health and west coast strategy to better understand your risk exposure.For deeper insights into structuring deals and assessing investment risks, I’d like to invite you to our Zero to IPO webinar.