Jorge, this post hits hard—raising equity is definitely a beast!

I would definitely sell to an owner occupied resident since that is what the park is telling you.

The upshot folks, is definitely do not use a HELOC to pay down your primary mortgage is the HELOC interest rate is higher!  

I think there's little to help folks like myself starting with little capital who want a more realistic path in than save $100k and then get started.

@Jackson Harris as long as your definition of MF is duplex, triplex or quads AND your willing to live in some of the tougher (or at least, less desirable) neighborhoods AND you have patience your plan can work.

Careful with definitions.

When you celebrate success and prioritize building relationships, you'll find that your network expands, your reputation soars, and the path to wealth becomes even more prosperous.

I want to double that in 2025 so that's definitely my BIGGEST goal!

Definitely an option in PA, FL you may be limited to 75%.

Always evaluate your options based on ROI and the impact on tenants to find the best path forward.Good luck!