If you don't mind providing some data for me to reference I'd appreciate it, but understand if you want to keep some or all personal--namely I'd be interested in approximate location, bd/ba count of your property and the rent % increase (or if you're comfortable sharing actual prices) implemented between your last tenant and current one. 

But if we add all the rentals sure DTI will be over 50%.The above Fannie/Freddie links are keeping you from double counting the payments on the personal AND LLC level.

The higher the bedroom count the lower the per bedroom price.

I realize I’m fortunate enough to count myself among them.

I would make sure you are tracking your hours correctly and all of the activities you are tracking count.

There were more times than I can count when there was a crisis where I was pretty much at risk of losing most if not all of my investment. 

"not a gain until it's realized" - I am 100% confident in the permanent value added in my portfolio and can't speak to situations where investors are counting gains that will never be realized."

Im new to the RE game too. is your mortgage over 25% of your take home pay not counting the rental income?

Exactly.Last time I counted, I had 23 business bank accounts, and while it can sometimes be a pain in the butt (for example, I have about 11 different checkbooks), at the end of the year, it makes accounting much, much easier...

You're not counting the money saved by living in the house you're also collecting $16k annual rent on.