Given the coronavirus situation, we 'd like our options opened.If there's any creative financing, options, or guidance I really appreciate this.Our respective brain injuries have done us no favors to say the least.

At last minute the bank says “sorry but due to coronavirus we are not looking to lend to me right now, but if I bring in a co-signer they will look at their credit and will potentially consider doing the loan. the property is 100% rented and brings in $6K  My question is...

Lenders (and lots of other folks) seem to change the rules without warning then say it like a magic word: "coronavirus."

What are your thoughts? 

I have a couple of tenants that I inherited with large deposits, in normal circumstances I would just return it at the end of 6 months but now for those tenants that are weaker, I'll probably credit them the 5% and hold the extra money for another year due to coronavirus eviction moratoriums.

Coronavirus and resulting laws has you stuck and I cannot wait until the tenant is removed at an unknown date.

https://www.bloomberg.com/news/articles/2020-10-03/house-coronavirus-relief-bill-would-ban-evictions

It is entirely dependent on your retirement plan provider, as some will require specific criteria to be met, however typically, you simply need to meet the one of the following :-You are diagnosed with the virus SARS-CoV-2 or with coronavirus disease 2019 (COVID-19) by a test approved by the Centers for Disease Control and Prevention;-Your spouse or dependent is diagnosed with SARS-CoV-2 or with COVID-19 by a test approved by the Centers for Disease Control and Prevention;-You experience adverse financial consequences as a result of being quarantined, being furloughed or laid off, or having work hours reduced due to SARS-CoV-2 or COVID-19;-You experience adverse financial consequences as a result of being unable to work due to lack of child care due to SARS-CoV-2 or COVID-19; or-You experience adverse financial consequences as a result of closing or reducing hours of a business that you own or operate due to SARS-CoV-2 or COVID-19.This is according to irs.gov.

It seems like with this Coronavirus situation dragging on, people are going to be getting rid of their luxury items they can no longer afford or have sitting around that could be cashed in.

The recession’s inequality is a reflection of the coronavirus itself, which has caused more deaths in low-income communities and severely affected jobs in restaurants, hotels and entertainment venues as Americans try to avoid crowded places to protect their own health and slow the spread of the virus.