If you’re new to flipping, aligning with a mentor and real estate professional ie (Realtor/Mortgage Broker) who has experience with flips can provide extra insights, helping you mitigate risks.

I think working with an insurance broker is a great way to go to derive the most competitive quote at no cost to you.I also think that you can increase your deductible up to say 5k as well as request your tenants carry renters insurance.

He needs referrals to mortgage brokers for construction to permanent lending in NY.

Depends on the broker.

When we last did major shopping around, did use a broker (McClone Insurance in Madison which used to be the Neckerman Agency if you are in the area and recall that name). 

A lot of lenders here that can help you more than I however I broker a lot in FL and most of my buyers use (in order)1.

The mortgage broker or lender is generally going to use your middle mortgage credit FICO score which most people don't have access to unless they have already have had your credit run by a mortgage professional.

I had a Real Estate Agent/Broker lady, who had been in the business for a few years and was on her third 3/2 new house near me.

It is sellable and we have had an assessment with a broker.

I understand there are multiple ways to legally raise money for others without tip-toeing the broker-dealer line: 1) Consultant Fee.