I didn't bother to take the time to try to look up the rates in OH and NJ to get a feel for the difference.As you point out, though, trying to come up with real numbers is difficult at best.

He told me to stop bothering him, and asked how I got his email address.

JD (Paul's Older Bother and the "Manager"). came to speak @ our REIA and had a one day training for $25.

You guys realize that this thread is not only over a year old but the original member who started it only has 1 post meaning that she just signed up and never bothered posting more on this site.

So I guess holding them for 5 years or so won't bother me too much, I'm just wondering when this is all going to pay off.

this was a financial freak--why do they even bother applying and paying the fee?

If the house is sold, the added fret of dealing with the new owners is very traumatic on already bothered homeowners, who may feel that all is lost and must leave the property at all cost.

Mine is nervous and while her fears aren't completly unwarranted, I simply am not stressed out by the things that bother her.

With a postcard, your message is right there in front of the person without them having to open the envelope, pull the letter out, unfold it, and read it.I know I don't bother to read something that 'looks like junk' - if it doesn't have the logo of a company I already pay money to on it, I'm very likely to peek in the envelope, go 'looks like junk', and bin it.It's worth trying both and monitoring the results though.

>OK, so it looks like this– > • I send an LOI to buyer agent Don't bother with an LOI use a contract.