I think broader consumer taste is killing malls, which includes online shopping, but also even where people are choosing to live and how they are spending their time/money, more broadly.I worked for a company that bought a failing mall back in 2012 (online shopping was "killing retail" then too), redeveloped most of it into more open air power center and sold.  

- We've got an owner we're about ready to terminate because we email them information that they refuses to read and always wants us to call them and spend hours talking about it.

You could also look into regional banks or credit unions with experience in real estate development for middle-ground options.If I were you, I’d spend some time shopping around for the best rate/terms.

People are going to start thinking about spending their tax refunds in the middle of January.

Here’s what I’m considering:I plan to call the mortgage company tomorrow to explore any assistance options they might offer.Should I look into selling the property?

Quote from @Terrance Brewer: Quote from @Tim Delaney: I am an audio learner, so I spend a lot of time listening to various podcasts that BP puts out.

I am glad that I am not the only one who takes twice as long and spends twice as much, haha.

It's impossible to answer your question without knowing how much you have to spend to acquire the house.

Had to spend additional money to get everything fixed.  

If not they could spend money and time and offend buyers if they update the property incorrectly.There are other options, such as landlording.