They are however good at 20-25% down commercial portfolio loans if you need a creative solution so it depends on what your intended use is, your preference is, are you trying to get maximum leverage aka lowest down payment or is rate or cost your main preference? 

That is one of the main areas we serve in CT.

SPC is great for moisture-prone areas like kitchens and baths, while WPC is softer underfoot and ideal for main living areas.

My assumption has been DSCR is the main driver, coming from my institutional experience (larger deals) we usually target a 1.2 and over DSCR.

You won't be able to get the renters' names, but you can look up the unit numbers by putting in the main address into the tax records and it will show all the apartment numbers at that address.

After discussing with the appraiser, their perspective is that the main argument I can make is by providing sales comps which demonstrate their value is out of line with the market.

My goal is to own a 100 man+ electrical company as my main business, which I will make sure to do. 

As for noise, that is most likely going to be in the main living room or outside.

Listen to an old episode of the BP main podcast with Dion McNeely.

Water and sewage main laterals are all at the street running perpendicular to the lots, Power/Internet lines as well.