Since this rightly irritates me, I'm considering setting aside $30k in escrow then suing my would-be blackmailer for that sum or whatever I'm entitled to. 

I wasn't doing mortgages back then when all this toxic lending was going on, but this makes it 100% clear to me that immigrants were targeted with these garbage loan programs.

They live in very deep water and the meat is toxic (though the Scandinavians prepare it in a manner which reduces the toxins and consider it a {possibly} deadly delicacy.I thought it was now illegal to catch/cull these sharks due to their slow rate of reproduction and {fear of} declining numbers?

Small landlords in particular fear tenant turn over more than the irritation of having a tenant that controls when they pay their rent.

Tenants say they don't mind but in all reality I would expect them to get a little irritable in some way with their unit under construction.Not sure which route to take here.

(partially because I'd love to own in Venice and it's super irritating I can't...)

Your ROI is a number close to infinity and you can repeat indefinitely - And YES - there are still deals out there that will work ... one just closed a couple of weeks ago in The Woodlands on MLS at about 70% of value and only needed light rehab - maybe $5,000-$6,000ARV - 177,000Sold - 123,000Rehab - $5,000Total invested - $128,000-$129,00080% refi - $141,000 Rents - $1,500-$1,600 My initial offer was $120,000 - They declined to counter - Now that I see the final sale amount, it irritates me that I was so close but missed the deal  

Oh and the cherry on top is everything is potentially toxic!

11 times would be a bit irritating, I do have the ability to return the phone call in a fairly reasonably amount of time, but seriously their emergency is not my emergency.  

I kind of get the impression that local friend is irritated as if I just wasted her time.