Small business owners that I am aware of (not real estate), who didn’t have business accounts, EIN, and such set up prior to the COVID relief funds weren’t eligible to even apply.Please let us know what you ended up doing.Also, thank you @David M. for posting that link.

And there is no relief in sight on the insurance front so I don't expect the situation to get better anytime soon. 

Cost segregation is not just a short-term relief from taxes, it can be a powerful tool used to optimize your portfolio.WHAT IS A COST SEGREGATION STUDY?

This strategy involves ongoing landlord responsibilities and potential vacancy risks during economic downturns.Rental Market DynamicsAs of 2024, the Las Vegas townhome and condo market continues to experience strong rental demand, despite some inventory relief.

All collection harassment stops by law giving him relief. 

If you haven't already, consider looking into whether or not your fiancé would have been covered under the Servicemember's Civil Relief Act (SCRA) https://www.dmdc.osd.mil/appj/scra/In certain instances, things like high interest credit cards and certain loans would be capped at 6% APR, with any overages/fees being FORGIVEN and not just deferred. 

Probably not the best time to invest in hotel assets until economy recovers and there is some relief in rates.

@Nathan Gesner she is reaching out to some rent relief agencies.

knowingly not having it under contract.Instructing investors to set up fake ‘tax relief’ companies In order to intentionally & maliciously misrepresent themselves to tax delinquent distressed homeowners.

However, I would definitely consult a tax professional about selling your primary residence as the capital gains relief can be hugely beneficial and could impact your decision-making one way or the other.