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Here's an article he wrote and some more info. https://anthonywong.fathomrealty.com/Oregon-coast-vacation-r... 

Hey @James R., never used it myself.

Quote from @Joseph R.: Thank you, I have attended a couple REIA meetings in the area.

@Josh R. there is another option, one that would raise you're ROI too infinite, eliminate that finance rate too 0%, and via reduction in $-expense, increase cash-flow. 

Quote from @Justin R.: Quote from @Adam Bartomeo: 1.

Only exception to my situation is that its zoned R-1 but its a duplex.

I would consult a lawyer and listen to his advice but where I would try to direct this is the lawyer write letter to HOA that they do not agree with the HOA interpretation that the current CC&R does not allow STRs.  

Mallett and Eric R.

Appears his podcast started in June 2019; or 9 years of "cultivating trust".https://www.passiverealestateinvesting.com/what-is-passive-r...